TNC Newsletter April.15/09 Issue No.2

Your Travel Nurse Budget

Editors Notes

Welcome to our second addition of Travel Nurse Coach Newsletter. In the the next several Newsletters we will be discussing that fun topic BUDGETS. The one thing predictable about travel nursing is that it is unpredictable.For this reason your budget must be flexible and unique to your needs. We will be discussing “Your Travel Nurse Budget” in this addition. If you are having problems staying on budget or need some tips to fine tune your budget this newsletter is for you.

Use this newsletter to set aside some time each month on the week of the fifteenth to update your budget and review your goals.

If you like this Newsletter please send it along to friends and family members. Email them our url http://www.travel-nurse-coach.com/newsletter.html

Table of Contents

Feature Housing (Florida)

Missing Children and Travelers (Amber Alert)

Healthy Recipe

Money Saving Tips

Your Travel Nurse Budget

We have customized a excel template for travel nursing. At the bottom of this article you will see the instructions to order a template.

Five Steps For Budgeting

1.Keep It Simple. Later once you get the hang of it you can ad more details. Keep a daily travel diary and enter your daily expenses including cash.

2.Set aside the week of the fifteenth of each month to review your budget. Let this newsletter be a gentle reminder and coach you along. Each month we will be discussing ways to save money while traveling.

3.Calculate Your Monthly Income. Most contracts are thirteen week contracts and many times you are without income before and after a assignment.( Calculate monthly income tax and other deductions. Your monthly income should reflect what you have left to cover expenses.

Monthly Salary Calculation

Paid weekly multiply by 52 Divide by 12

Paid every two weeks times 26 Divide by 12

Paid twice a month times 24 divide by 12 Paid every 3 weeks 17.34 times 12

Include other sources of income like interest, alimony, or child support.

4. Expenses

Estimate your expenses as far ahead as possible. We have left spaces on our template for extra expenses.

Starting out print out the template (instuctions at the bottom of the page) and use an old fashion pencil and eraser. Later you can use the computer.

Do not worry about getting the estimates perfect.

5. Actual Expenses

Keep receipts in a large envelope and ad what you spent at least once a month. Change your estimate to the actual cost.

I keep a diary while traveling and list my purchase’s including cash in when I update the diary.

The above process will give you a clear picture of your income and expenses.It is not unusual to discover expenses higher than income. In May we will be discussing " fine tuning expenses".

Once you are comfortable doing this manually start using the excel template which will automate your budget.

Click here and request a excel budget template.

Feature Housing

This months feature housing Florida Port Charlotte

1 FOR RENT: 3/2/2 furnished home on canal 03/23/2009 Details Comfortable 3 bedroom, 2 bath, 2 car garage completely furnished home on a sailboat access canal. Convenient location, nice quiet neighborhood. $1600/mo.includes elec and basic cable. All you need is your clothes! Has washer, dryer, linens, etc. Call Ann 239-821-4750 or email ann.guididas@gmail.com

The National Centre For Missing and Exploited Children

What are amber alerts? Amber alerts are located on volunteer websites. People can view an updated description including pictures of missing children. To date Amber alerts have helped to safely recover more than 360 children.

You can find Amber Alerts at http://www.travel-nurse-coach.com/Travel-Nurse-blog.html

Healthy Recipe

A pan or glass casserole (We bake everything in a glass casserole.) 12 oz fettucine (whole wheat ) 1 TBSP butter or maregine 1 small onion finely chopped 1 TBSP all purpose flour 1 can evaporated milk 1(213g) can salmon 1TBSP lemon juice 1 TSP grated lemon zest chopped fresh parsley.

Directions

1.Cook pasta and drain 2.Melt butter in saucepan: add onion and heat for about five minutes or until onion is soft. Stir in flour and cook for one minute or until thickened. 3.Drain salmon. Discard skin but mash stones. Stir in lemon juice and lemon zest. Pour sauce over cooked pasta toss and add parsley.

This recipe is great to make once a week. You can have several meals that only take a minute to reheat in the microwave.

Enjoy.

Money Saving Tips

2. Consider used items when purchasing.Our classified ads are free and cover all 50 states.

3. We saved over $800. in one year by paying with bills and saving our change.

Next Months Newsletter

Housing

Update on the Classifieds

Missing Children

Hobby Income

Please send us your comments and suggestions

Until next month- All the best and enjoy your assignment.